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“For we maintain that a man is justified by faith apart from observing the law” Romans 3:28

“8 For by grace you have been saved through faith; and that not of yourselves, it is the gift of God; 9 not as a result of works ….. Ephesians 2:8-9

“apart from Observing the law” means our actions. “not as a result of works” is pretty clear.