[quote:2lj6fwbf]I’d like to hear it in the words of believers rather than just read it in the Catechism…[/quote:2lj6fwbf]

Sure thing Elka…

The fundamental difference is whether Grace can be rejected. The Calvinist believes in “irresistable Grace”. For Catholics, Grace can always be resisted. When we say predestination we mean that a persons Graces were already planned before hand. But these Graces do not gurantee salvation. That is the crux of the difference.

That make sense?

~Victor